services

Credit Repair

Step into our office is a place where my clients can rest after experiencing extreme hardships. We feel very sensitive to their needs and have created an advocacy program where they won’t have to worry about being ripped off anymore or set up for financial disaster again because of high rates or greedy salesmen. We take our clients from rock bottom to exactly where they desire within 9 months whether that be buying a house, a car or starting a dream business. We design pre-approvals for autos and homes based on underwriting guidelines rather than blindly applying for mortgage or cars only to be turned down because of credit.

We have exclusive experts working on an individual client at the same time so that we can deliver an entirely new credit portfolio which has been scrubbed clean and attached with a pre-approval for their auto and home in the best credit bracket. We also negotiated the fair price so there is no time or inquiries wasted ever again to ensure every future purchase is based off of the history we created going forward. We are the swiss army knife for clients who have been declined. All they have to do is leave their bad credit here, we start full defense for them while they continue with their priorities and simply wait until we are done. It takes 9 months and we will have it all resolved for the price of less than one of their debts even though we address all of them.

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Car Approval

Our program takes you from a decline to an approval for a car within 9 months: Buying a car causes most everyone anxiety and I can understand why. Because of my previous 10 years in the dealership industry, I understand the operations from behind the scenes. My clients wanted my help so I started providing this service for them so they don’t get bullied anymore or tons of unnecessary inquiries on their credit.

We do away with all the up-selling and get to the point with a fair rate, price, and the desired car the client wants and won’t have to stress negative equity, high rates, or annoying negotiation tactics. We can provide approval certificate for them so they don’t have to go through that negotiation agony and they can go to our customer service men who do the deal for them and avoid salesmen. Salesmen only want to sell a car and we want to defend our clients finances. This is part of our service and is not additional.

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Home Approval

Our program takes you from terrible rate or declined mortgage to the best possible within 9 mos. Because mortgage brokers are not underwriters they do things backwards. They run credit and then tell clients they only need 50 points on their credit to be approved for a mortgage. But its an approval for the worst loan because its bare minimum credit requirements. This is the worst advice and can be done way better. We simply reverse engineer the approval, meaning we take the best rate, the best program, and the best credit criteria, then fix everything wrong not just the minimal so the client lands in the best approval box not the least.  Paying collections that mortgage brokers tell you to pay only satisfies a guideline but still hurts their rate and leaves the bad mark on credit.

Why not just get rid of these items and have clean record then press apply and get approved for the best rate and sales price so your money goes into your house not the debts and high rate over 30 years. We do things differently to benefit the clients pocket not the bank or mortgage rep.

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